Originally Posted by RAT
I'm sure all of the companies mentioned are good or people wouldn't have recommended them but I can only speak of what I have personal experience with and my experience with Boat US insurance is much better than I ever would have expected. Their prices are more than reasonable and they handle claims quickly and fairly (I had a total loss claim). I would definitely recommend getting a quote from them to see how they compare.
When I got my first boat I insured it with BoatUS. They seemed OK, so I stayed with them when I got my second (current) boat. After a couple of years with the second boat my premium suddenly doubled, no explanation. I never had a claim, was never late with my premium, never had a lapse of coverage. I went with Progressive, ended up paying less for the same coverage AND ended up with the "Disappearing Deductible". Unfortunately, I let my coverage lapse so I have to start over...I am thinking of checking out Fish-On and 1-800-BASSBOAT, but Progressive is still an option...